New Calculator

Car Affordability Calculator

Work backwards from your monthly income to find your safe car buying budget. We use the 20/4/10 and DTI rules to keep you out of financial stress.

Monthly Take-Home Pay (₹)

Existing Monthly EMIs (₹)

Budget allocated to car15%

Interest (%)

Tenure (Yrs)

Available Cash Down (₹)

₹9,31,118

Based on a loan of ₹7,31,118 and your ₹2,00,000 down payment.

₹15,000 / mo

Safe <50% DTI

Explore

Now that you know your budget, find cars that perfectly fit your target.

Deep Dive

Ready to buy? Break down the exact principal and interest for your loan.