C
CarScore.in

Total Cost of Ownership Methodology

How CarScore.in separates Total Cash Outflow from Economic Total Cost of Ownership to prevent double-counting of asset equity.

Economic TCO Formula

Economic TCO = 
  Acquisition Price (On-Road)
  + Finance Interest & Fees
  + Total Insurance Premiums
  + Total Energy (Fuel/Charging)
  + Scheduled Servicing & Repairs
  + Consumables (Tyres/Battery)
  - Expected Resale Value

Distance Normalization

All distance inputs (daily, monthly) are strictly normalized to an annual kilometre figure to align with standard Indian insurance and service schedules. This allows us to accurately estimate tyre replacements, battery degradation, and scheduled maintenance intervals.